Chief Compliance Officer

London, England, United Kingdom

Category: Compliance
Job ID: R_106626
Job Type: Regular

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we’ve tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it’s supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we’re not just here to move money— we’re here to move our global customers forward.
We’re looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that’s you and you’re ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

The Chief Compliance Officer and MLRO, UK is the senior compliance leader for Remitly's UK business, holding dual FCA Senior Management Function accountability as SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer). This is a statutory officer position, personally accountable to the FCA, the local board, and local business leadership for the adequacy of Remitly UK's compliance and financial crime control framework.

This role operates as the local point of accountability while leveraging Remitly's global compliance platform, program design, and operations. The role's core value is translation: turning UK regulatory obligations into pragmatic, business-usable policy, and representing Remitly UK to the FCA, PSR, and NCA, weighing risk tradeoffs directly and advising business and leadership. It reports to the Regional Chief Compliance Officer, EMEA, and sits at the center of Remitly UK's relationship with the FCA, the Payment Systems Regulator, and the National Crime Agency. This is an individual contributor position (IC) with no managerial responsibility. This is a hybrid role (2-3 days per week onsite) based in our London office.

You Will:

Statutory Accountability (SMF16/SMF17)
- Hold personal FCA Senior Manager accountability for compliance oversight (SMF16) and AML/CTF (SMF17) across Remitly UK's regulated activities
- Maintain and attest to the Statement of Responsibilities and Management Responsibilities Map under SM&CR
- Serve as a statutory director of Remitly UK where required, answerable to the local board and business leadership
AML/CTF Program Ownership (MLRO)
- Adapt the global financial crime risk assessment, AML/CTF policy suite, and control library to Remitly UK's product footprint
- Approve and file SARs with the NCA; act as primary point of contact for NCA and law enforcement requests
- Oversee CDD, EDD, transaction monitoring, and sanctions screening for UK-originated business
Compliance Oversight (SMF16)
- Translate FCA Handbook obligations into pragmatic policy and advice for local product, engineering, and operations teams
- Advise the local board and UK leadership on compliance risk from new products, markets, or partner arrangements, making direct risk-tradeoff calls
- Maintain the compliance elements of the Consumer Duty framework for Remitly UK's customer base
Regulatory Relationship Management
- Serve as primary UK regulatory contact for the FCA, including supervisory engagement, RegData/GABRIEL returns, and notifications
- Coordinate FCA authorisation variations, attestations, and skilled person reviews
Program Integrity & Reporting
- Report UK compliance/financial crime status, KRIs, and material issues to the EMEA CCO, and local board
- Maintain the UK open issues register and drive remediation to closure
Cross-Functional Collaboration & Culture
- Partner with Legal, Compliance, Product, Engineering, and Operations globally to embed UK requirements into product/process design
- Model Remitly's culture of accountability and integrity as a connective point between global teams and Remitly UK

You Have:

10+ years of UK financial services compliance/financial crime experience, including prior service as an FCA-approved Senior Manager (SMF16/17) or demonstrable readiness for approval
Deep knowledge of the Money Laundering Regulations 2017, JMLSG Guidance, Payment Services Regulations 2017, and Electronic Money Regulations 2011
Direct experience with FCA supervisory engagement, SM&CR obligations, and SAR filing with the NCA
Familiarity with the PSR's APP fraud reimbursement regime
Experience as a statutory officer or director, comfortable carrying personal regulatory accountability
Ability to translate regulatory obligations into pragmatic policy and make independent risk-tradeoff calls
Comfort working within a centrally-designed global compliance platform rather than building parallel local infrastructure
Track record advising boards/executives on compliance risk in a cross-border, multi-entity financial group

Our Benefits:

Paid Vacation Days
Health insurance
Commuter benefit
Employee Stock Purchase Plan (ESPP)
Mental Health & Family Forming Benefits
Continuing education

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we’ve tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it’s supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we’re not just here to move money— we’re here to move our global customers forward.
We’re looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that’s you and you’re ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

The Chief Compliance Officer and MLRO, UK is the senior compliance leader for Remitly's UK business, holding dual FCA Senior Management Function accountability as SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer). This is a statutory officer position, personally accountable to the FCA, the local board, and local business leadership for the adequacy of Remitly UK's compliance and financial crime control framework.

This role operates as the local point of accountability while leveraging Remitly's global compliance platform, program design, and operations. The role's core value is translation: turning UK regulatory obligations into pragmatic, business-usable policy, and representing Remitly UK to the FCA, PSR, and NCA, weighing risk tradeoffs directly and advising business and leadership. It reports to the Regional Chief Compliance Officer, EMEA, and sits at the center of Remitly UK's relationship with the FCA, the Payment Systems Regulator, and the National Crime Agency. This is an individual contributor position (IC) with no managerial responsibility. This is a hybrid role (2-3 days per week onsite) based in our London office.

You Will:

Statutory Accountability (SMF16/SMF17)
- Hold personal FCA Senior Manager accountability for compliance oversight (SMF16) and AML/CTF (SMF17) across Remitly UK's regulated activities
- Maintain and attest to the Statement of Responsibilities and Management Responsibilities Map under SM&CR
- Serve as a statutory director of Remitly UK where required, answerable to the local board and business leadership
AML/CTF Program Ownership (MLRO)
- Adapt the global financial crime risk assessment, AML/CTF policy suite, and control library to Remitly UK's product footprint
- Approve and file SARs with the NCA; act as primary point of contact for NCA and law enforcement requests
- Oversee CDD, EDD, transaction monitoring, and sanctions screening for UK-originated business
Compliance Oversight (SMF16)
- Translate FCA Handbook obligations into pragmatic policy and advice for local product, engineering, and operations teams
- Advise the local board and UK leadership on compliance risk from new products, markets, or partner arrangements, making direct risk-tradeoff calls
- Maintain the compliance elements of the Consumer Duty framework for Remitly UK's customer base
Regulatory Relationship Management
- Serve as primary UK regulatory contact for the FCA, including supervisory engagement, RegData/GABRIEL returns, and notifications
- Coordinate FCA authorisation variations, attestations, and skilled person reviews
Program Integrity & Reporting
- Report UK compliance/financial crime status, KRIs, and material issues to the EMEA CCO, and local board
- Maintain the UK open issues register and drive remediation to closure
Cross-Functional Collaboration & Culture
- Partner with Legal, Compliance, Product, Engineering, and Operations globally to embed UK requirements into product/process design
- Model Remitly's culture of accountability and integrity as a connective point between global teams and Remitly UK

You Have:

10+ years of UK financial services compliance/financial crime experience, including prior service as an FCA-approved Senior Manager (SMF16/17) or demonstrable readiness for approval
Deep knowledge of the Money Laundering Regulations 2017, JMLSG Guidance, Payment Services Regulations 2017, and Electronic Money Regulations 2011
Direct experience with FCA supervisory engagement, SM&CR obligations, and SAR filing with the NCA
Familiarity with the PSR's APP fraud reimbursement regime
Experience as a statutory officer or director, comfortable carrying personal regulatory accountability
Ability to translate regulatory obligations into pragmatic policy and make independent risk-tradeoff calls
Comfort working within a centrally-designed global compliance platform rather than building parallel local infrastructure
Track record advising boards/executives on compliance risk in a cross-border, multi-entity financial group

Our Benefits:

Paid Vacation Days
Health insurance
Commuter benefit
Employee Stock Purchase Plan (ESPP)
Mental Health & Family Forming Benefits
Continuing education

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

What our Remitlians say

Evelyne Kuo

Program Manager - Technical

On the Security & Privacy team, I reimagine what’s possible by going beyond traditional compliance to create a culture where security is part of everyone’s day-to-day — through programs like our champion network, engaging training sessions, and company-wide awareness events that make security approachable and empowering.”

What our Remitlians say

Amara Agbo

Software Development Engineer II

To me, reimagining what’s possible means constantly learning new technologies and applying cutting-edge solutions to build localized systems that scale across currencies, countries, and regulations. The challenges we solve at Remitly don’t just strengthen our platform — they expand financial access for millions of people worldwide. That’s what makes the work both exciting and impactful.”

What our Remitlians say

Rosa Castellon Herrera

Senior Team Manager - QA

Stand for excellence means to me always raising the bar, pushing through discomfort, to deliver our best to our teams and customers every time. We come together as a team to share ideas to develop a rubric that helps us deliver impactful results.”

What our Remitlians say

A photo of a Remitly employee, smiling and looking at the camera.

Stephanie Cameron

Senior Product Manager

On the product team at Remitly, I’m trusted to make decisions that drive real impact—not just for my team, but for the business and our customers. I’m encouraged to take ownership of problems even when they’re outside my immediate scope, to speak up, and to bring the right people together to solve them. Lately, that’s meant working on real-time FX and funding tools that support our treasury team in lowering transaction costs—so we can pass those savings on to our customers. That trust and cross-team collaboration make it easy to stay focused on what really matters in the long run.”

What our Remitlians say

Nadav Yekutiel

Senior Manager - Analytics

At Remitly, diving deep has meant pushing past easy answers to truly understand what our customers need. I’ve seen our analytics teams uncover insights that weren’t obvious at first glance — like identifying hidden friction points in the customer journey that, once solved, improved both experience and trust. This commitment to going beyond the surface makes our recommendations stronger, and it’s a big part of how we deliver meaningful impact across the business.”