Software Development Engineer II – Trust Decisioning Platform

Seattle, WA, United States of America

Category: Engineering
Job ID: R_104873
Job Type: Regular

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we’ve tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it’s supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we’re not just here to move money— we’re here to move our global customers forward.

We’re looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that’s you and you’re ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders

About the Role

The Trust Decisioning Platform team builds real-time risk control plane that powers fraud and scam prevention across all of Remitly's product lines. Our systems give fraud operations teams and platform tenants the low-latency, explainable, and auditable decisioning tools they need to balance security with customer experience, from rule and policy execution to simulation capabilities, review tooling, and the feedback loops that continuously improve our risk controls.

As a Software Development Engineer II on the team, you'll design and build backend services at the center of this decisioning ecosystem. You'll work across our control plane to turn ML scores, contextual signals, and risk policies into real-time enforceable actions. You'll partner with data scientists, product managers, fraud analysts, and engineers across Transaction Integrity to translate complex risk problems into reliable, scalable systems that protect millions of customers globally. You'll report to the Senior Engineer Manager for Trust Decisioning. This role is based in our Seattle office.

 

You Will

  • Design and implement scalable backend services and APIs using Kotlin and Go that power fraud detection and risk decisioning systems

  • Collaborate with cross-functional partners including data scientists and product managers to translate business requirements into technical solutions

  • Own the reliability and performance of your services by monitoring production systems, responding to incidents and implementing improvements

  • Write clean, maintainable code with comprehensive test coverage and participate in code reviews to maintain high engineering standards

  • Mentor junior engineers through pairing, code reviews and knowledge sharing
     

You Have

  • 4+ years of professional software development experience building production backend systems

  • Strong programming skills in Go, Kotlin or similar languages such as Java, Python or C++ with demonstrated ability to learn new technologies

  • Experience designing and building distributed systems using cloud platforms, particularly AWS services

  • Understanding of software engineering best practices including testing, version control, CI/CD and agile methodologies

  • Ability to collaborate effectively with technical and non-technical stakeholders to solve complex problems

  • Experience in translating emerging AI capabilities into practical, high-impact solutions.

  • A degree in computer science, engineering or a related field, or equivalent experience

Compensation Details

The starting base salary range for this position is typically $144,000–$180,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

Our Benefits:

  • Flexible paid time off

  • Health, dental, and vision + 401k plan with company matching

  • Paid parental, medical, military and family care leave

  • Mental Health & Family Forming Benefits

  • Employee Stock Purchase Plan (ESPP)

  • Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Apply Now

What our Remitlians say

Headshot of a Remitly team member talking about how they embody the company’s cultural values.

Evelyne Kuo

Program Manager - Technical

Blue Quote

On the Security & Privacy team, I reimagine what’s possible by going beyond traditional compliance to create a culture where security is part of everyone’s day-to-day — through programs like our champion network, engaging training sessions, and company-wide awareness events that make security approachable and empowering.”

What our Remitlians say

Headshot of a Remitly team member talking about how they embody the company’s cultural values.

Amara Agbo

Software Development Engineer II

Blue Quote

To me, reimagining what’s possible means constantly learning new technologies and applying cutting-edge solutions to build localized systems that scale across currencies, countries, and regulations. The challenges we solve at Remitly don’t just strengthen our platform — they expand financial access for millions of people worldwide. That’s what makes the work both exciting and impactful.”

What our Remitlians say

Headshot of a Remitly team member talking about how they embody the company’s cultural values.

Rosa Castellon Herrera

Senior Team Manager - QA

Blue Quote

Stand for excellence means to me always raising the bar, pushing through discomfort, to deliver our best to our teams and customers every time. We come together as a team to share ideas to develop a rubric that helps us deliver impactful results.”

What our Remitlians say

A photo of a Remitly employee, smiling and looking at the camera.

Stephanie Cameron

Senior Product Manager

Blue Quote

On the product team at Remitly, I’m trusted to make decisions that drive real impact—not just for my team, but for the business and our customers. I’m encouraged to take ownership of problems even when they’re outside my immediate scope, to speak up, and to bring the right people together to solve them. Lately, that’s meant working on real-time FX and funding tools that support our treasury team in lowering transaction costs—so we can pass those savings on to our customers. That trust and cross-team collaboration make it easy to stay focused on what really matters in the long run.”

What our Remitlians say

Headshot of a Remitly team member talking about how they embody the company’s cultural values.

Nadav Yekutiel

Senior Manager - Analytics

Blue Quote

At Remitly, diving deep has meant pushing past easy answers to truly understand what our customers need. I’ve seen our analytics teams uncover insights that weren’t obvious at first glance — like identifying hidden friction points in the customer journey that, once solved, improved both experience and trust. This commitment to going beyond the surface makes our recommendations stronger, and it’s a big part of how we deliver meaningful impact across the business.”

We have an award winning culture

Remitly was awarded Best Places to Work 2025 | Best Large Company, Seattle, Built in Seattle and Best Places to Work 2025 | Best Large Company, DC, Built in Seattle
Remitly was awarded Best Places to Work 2024 | Best Large Company, Built in Seattle and Best Places to Work 2024 | Best Overall, Built in Seattle
Remity was awarded Best Company Award Global Culture 2024 by Comparably
Remity was awarded Best Company Award Career Growth 2024 by Comparably
Remity was awarded Best Company Award Compensation 2024 by Comparably
Remity was awarded Best Company Award Perks & Benefits 2024 by Comparably
Remity was awarded Best Company Award Outlook 2025 by Comparably
Remity was awarded Best Company Award Leadership 2024 by Comparably

Not ready to apply? Stay connected.